Banking & Financial Services

Where money comes from, and how it moves, is the organising idea here. Commercial Banking is the bank itself — current accounts, overdrafts, facilities — while Business Lending gathers the brokers, asset and invoice financiers and alternative lenders who arrange credit a bank may not. Payment Processing is merchant acquiring: card terminals and gateways for taking money from customers. FinTech & Digital Payments is the newer product side — wallets, open banking, embedded finance.

Personal financial advice sits here and nowhere else: Wealth Management for planning and portfolios, Mortgage Brokers & Advisors for lending against a home. Investment Services leans institutional by comparison. Accountants, bookkeepers and auditors are a different trade, under Accounting & Finance; cover against risk is under Insurance.